Up until now, things have been going splendidly and smoothly with the guy you have been dating.

You have already introduced him to a few of your friends and family who ended up adoring him.

He was a gentleman throughout courtship, regularly communicating with you, taking you out on dates and paying for them.

The number of interests and hobbies you share with each other is significant.

Thanks to all of these positives, you feel emotionally and physically safe whenever you interact with him.

Whether you are talking to him on the phone, through text, or in person, you feel emotionally and physically safe.

Dating him has been going so well, you have often thought about what a long-term future with him would look like.

Topics such as family, children, living in a dream home in the suburbs, etc., have been frequent in these discussions.

Finally, here is a guy who felt right.

Unlike your ex-boyfriends, who were such a disappointment, this guy feels like a godsend.

Your ex-boyfriends were frauds, several of whom cheated, lied, were abusive, and lacked emotional intelligence.

This guy has been the complete opposite.

Faithful, truthful, respectful, and emotionally intelligent.

Yet, once you learned of his present financial situation, you were instantly inundated with thoughts of your ex-boyfriends and how several of them took advantage of your kindness.

They used you for resources, sex, emotional support, etc.

Nonetheless, not long after these negative thoughts inundated your mind, they were replaced with thoughts of just how wonderful this guy has been so far.

He is the opposite of what your ex-boyfriends were.

On top of this, it’s important you examine his history.

Has he worked and paid his bills consistently?

Has he been an upstanding citizen who pays his taxes, stays out of trouble, and doesn’t have a criminal record?

His financial and criminal history, as well as how he has treated you so far, are all critical barometers that aid in assessing whether you should lend money to him.

In the event he scores very highly in all these areas, it’s fair to lend him the money with certain caveats.

Do not lend money to him if you have only been dating him for about a month.

This is too short of a time.

When it is this early in a relationship, there is no guarantee that the two of you will last.

A month into dating is too short a time to determine whether there is a good chance for longevity.

The 3-month mark is a much better point in time to assess the long-term potential of a relationship.

By this stage, you have been exposed to more of each other’s good and bad characteristics and have thoroughly vetted each other’s pasts.

Furthermore, only lend an amount of money you can afford without inconveniencing your life.

Then, lay out a concrete plan with a specific date for when the money must be paid back.

It goes without saying you absolutely mustn’t lend money to a guy who has a history of joblessness, financial irresponsibility, and crime.